User Agreement

This User Agreement (“Agreement”) is an end-user license and product-use agreement between you and AI ALGO TECH (“Company,” “we,” “us,” or “our”) for the Eacho mobile application and related Services. It supplements ourTerms and Conditions. If there is a conflict on a topic specific to app use, subscriptions, or trading acknowledgments, this Agreement controls for that topic; otherwise the Terms control. Capitalized terms not defined here have the meanings in the Terms.

By downloading, installing, accessing, or using Eacho, you agree to this Agreement, the Terms, the Privacy Policy, and theCookies Policy.

1. License grant

Subject to this Agreement, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to download and use the Eacho application on devices you own or control, solely for your lawful personal use (or internal use if you are an authorized business user), in accordance with any applicable app-store rules.

You do not acquire ownership of the software. Except as allowed by mandatory law, you may not copy, modify, distribute, sell, lease, reverse engineer, or create derivative works of the application.

2. How Eacho works with your broker

Eacho is software. Where enabled, it may help you select strategies, configure preferences, and interact with a broker or trading platform that you independently open and maintain. You acknowledge that:

• your broker (not AI ALGO TECH) holds your trading account, custody arrangements (if any), and is responsible for order execution, margin, spreads, swaps, and account statements subject to that broker’s terms;
• AI ALGO TECH does not guarantee that any instruction, preference, or automation request will be accepted, executed, or filled by your broker;
• you must maintain sufficient account equity, margin, and risk settings with your broker; and
• disabling the app, losing connectivity, or broker downtime can leave open positions unmanaged unless you take independent action with your broker.

3. Your acknowledgments before enabling automation

Before enabling any strategy or automation feature, you agree that you will:

• read the strategy description and risk parameters presented in the app;
• confirm the feature is permitted by your broker and by law where you live;
• understand that automation can generate frequent trades and costs;
• accept that AI models and rule-based logic can behave unexpectedly in volatile, illiquid, or gap markets; and
• monitor your account appropriately and retain the ability to intervene, pause, or disconnect.

4. Trading risk acknowledgment

YOU UNDERSTAND AND ACCEPT THAT TRADING FOREX, CFDs, AND OTHER LEVERAGED PRODUCTS CARRIES A HIGH RISK OF LOSS AND MAY NOT BE SUITABLE FOR YOU. YOU MAY LOSE ALL FUNDS ALLOCATED TO TRADING. LEVERAGE CAN WORK AGAINST YOU AS WELL AS FOR YOU. NO STRATEGY, SIGNAL, BACKTEST, LIVE TRACK RECORD, OR AI FEATURE GUARANTEES PROFITS OR PROTECTION FROM LOSS.

You alone decide whether to fund an account, enable a strategy, set risk limits, or continue trading. AI ALGO TECH is not responsible for trading losses, opportunity costs, or broker actions (including margin calls and forced liquidations).

5. No advice; no fiduciary relationship

Content in the app — including strategy marketing, performance displays, educational material, and AI-generated or AI-assisted text — is for general informational and software-operation purposes only. It is not a recommendation to buy, sell, or hold any instrument, and it does not create an advisory, fiduciary, or discretionary management relationship between you and AI ALGO TECH.

6. Jurisdictional availability and compliance

The Services are not available in all jurisdictions. You represent that your use complies with all laws applicable to you, including securities, commodities, forex, consumer, tax, anti-money-laundering, and sanctions rules. We may request information to assess eligibility or compliance and may suspend or terminate access if we reasonably believe continued use would violate law or our risk policies.

Brand references to brokers, platforms, data providers, or technology vendors on marketing materials do not imply endorsement, partnership, or regulatory sponsorship unless expressly stated in a separate written agreement.

7. Subscriptions, trials, and billing

Paid plans, trials, and in-app purchases are billed according to the price and terms shown at checkout and the policies of Apple, Google, or other payment processors. Auto-renewing subscriptions continue until you cancel in the manner required by the applicable store. Refund requests are handled under store rules unless we expressly state otherwise in writing.

8. Updates and third-party components

The app may download updates that are required for security or compatibility. The app may include or rely on third-party libraries, SDKs, cloud infrastructure, and AI services. Those components may change over time. We are not liable for third-party outages or changes that affect app features.

9. Export and sanctions compliance

You may not use, export, or re-export the application except as authorized by applicable export-control and sanctions laws. You represent that you are not located in a comprehensively sanctioned jurisdiction and are not a denied or restricted party under applicable sanctions lists.

10. Suspension, termination, and data

We may suspend or terminate the license if you breach this Agreement or the Terms, or if continued access presents legal, security, or operational risk. Upon termination, you must stop using the app and delete local copies. Termination does not automatically close your broker account; you must manage open positions and account closure directly with your broker.

11. App-store notice

If you obtained the app from Apple App Store or Google Play, you acknowledge that this Agreement is between you and AI ALGO TECH only, not with Apple or Google, and that AI ALGO TECH — not Apple or Google — is responsible for the app and its content to the extent set out in this Agreement and applicable store terms. Apple and Google may have rights as third-party beneficiaries of certain license provisions under their standard terms.

12. Changes

We may update this Agreement by posting a revised version in the app or on eacho.ai. Continued use after the effective date of changes constitutes acceptance where permitted by law.

13. Contact

Questions about this Agreement may be directed to AI ALGO TECH through in-app support or the contact method published on eacho.ai.